New York, NY -- Exactly what do you get for the woman who has everything? A gorgeous fur, of course! But what kind of fur do you make for a woman who already has 52 fur coats, hats, muffs and evening stoles?

If you're David Leinoff, designer for Fur & Furgery, you let your imagination run wild. And you encourage Lillian Dinallo to participate in the design process.

"It's great when a woman has security in her own judgment. Then she can take fur and make fun of it, not be so conservative," says Leinoff.

The latest furs for Dinallo and her daughter, Christa, are definitely not conservative and aren't the kind you'd pick up at your local retailer: a $6,000 blue-dyed Russian sable vest; a golden sable-trimmed mink princess-style coat; a $10,000 golden- dyed Canadian lynx coat; a $17,500 white mink coat with looped front and special striping detail; and a spectacular, $75,000 Russian lynx belly ensemble comprised of a full-length, scallop- hemmed vest with a matching short cape to go over the top.

"David listens to my ideas," says Dinallo. "I look at magazines and at the latest fashions and colors and what's interesting and new, and I get an idea what I want. We talk about it; it gets refined. He sketches it for me, so it works with my height, and then we discuss it and refine it some more."

"My heart is in the kind of fur design that allows me to take a little license and treat it as an art form. I mean, what kind of fur can I make for this woman that she doesn't already have? She lives this tremendous lifestyle, and she's a little jaded. She gets ideas and prods me to do something different."

"I couldn't have done these without her, and she couldn't have done them without me," says Leinoff.

And now furs.com is on hand for the final meeting of designer, muse and finished product. Lillian and Christa Dinallo are in town briefly to pick up their unusual coats and have their pictures taken in them exclusively for furs.com.

Lillian Dinallo knows how to make an entrance, and even as a grandmother maintains her petite model figure. Every posture and gesture suggest the Boston girl who grew up to be a globetrotter, a fixture on the society pages and a raconteuse whose life story includes friendships with Frank Sinatra, Elizabeth Taylor and the Kennedy family.

"We knew a lot of lovely people, and I have so many wonderful memories, but my husband was a very private man, so I always respect that," she says of Richard N. Dinallo of Terminal Construction, who died some nine years ago.

Still, Lillian can't resist recalling her modeling years in Boston. She did runway and print and tv commercials, starting from age 16 until 40. "I had three children and got my figure back immediately after each of them," she boasts. Clients included Saks Fifth Avenue, Bonwit Teller and Kakas Furs.

During her college years she was engaged to Rose Kennedy's nephew and had the ring to prove it (she gave it back when the engagement was broken).

Dinallo adores her long-time friend Elizabeth Taylor and remembers when they met. "I was 28 and she was 26," she says, grimacing. "I was staying with Ginger Rogers in Rock Port, Massachusetts, while Ginger was [performing in] Dolly and having her portrait done by Edna Hibel. Well, Ginger knew Elizabeth Taylor's mother and invited Elizabeth to visit us. Elizabeth said she'd come out for a day, and she ended up staying a week. We've had a great friendship. She adored my husband; she's always said there have been only two Richards in her life, Richard Burton and Richard Dinallo. Elizabeth also loved my dog and used to send it flowers, which was funny."

Though now remarried, most of Dinallo's reminiscences are reserved for her former husband, Richard. "Everybody loved him. He was charismatic, intimidating to men and attractive to women. Zsa Zsa Gabor used to literally fall all over him, and he would just brush her off. If we were out at night for dinner, all sorts of women would send him notes to our table, right in front of me. He'd give me the notes to open and read, but I didn't want to. So he'd just tear them up, knowing the women would be watching and get the message that he wasn't interested."

Lillian credits her husband as being partly responsible for one of Frank Sinatra's final performances in the New York City area. She says Richard, literally a life-long friend of Sinatra's (they grew up next door to one another in Hoboken), invited him.

Richard Dinallo's work as the largest single owner of a construction company on the East Coast, recalls Lillian, was impressive, vast and often charitable. Terminal Construction was the main contractor for the Meadowlands sports complex, she remembers. There was also a medical and dental school, an airport in Puerto Rico, an invitation from an Arab Sheik to build roads in his country, plus the Claridge House in Verona, New Jersey, which he referred to as his "palace on the Mountain."

Of course, they had homes scattered all over the world, including one of only three on the beach in Boca Raton (it's since become the prestigious Boca Beach Club).

And that's just what she can remember right now. During our interview, daughter Christa keeps prompting her with important points of interest.

"And don't forget that we both had our portraits painted by Warhol," says Christa. She was just a freshman in college when she sat for Warhol.

Christa also remembers her father with equal measures of awe and admiration. "He treated the women in his life -- his wife and two daughters -- like queens and princesses," she says. "He always put us on a pedestal."

They both enjoyed the Lear jet, the limousines and the endless supply of designer clothes, shoes, jewels and furs showered on them by Mr. Dinallo.

"We would be traveling in Europe, and our limousine would pull up in front of some fabulous designer store. Richard would jump out and go inside, while I'd wait in the limo. He would have the people in the store send shoes, furs, gorgeous evening gowns out to the car by the dozen. He'd also have things sent to the hotel, and I'd tell him it's too much and send much of it back."

It's no wonder she developed such a fur wardrobe.

When they moved to Florida several years ago, Lillian decided to cut the sleeves off many of her furs, making them more suitable for the climate. ("Can you believe she did that?" laughs Christa.)

"We used to spend winters in Florida, or Texas or California -- warm climates," Lillian says. "But then my new husband wanted to spend winters in Europe, to go to Switzerland, to Rome, in colder areas. He wanted me to have fur coats with sleeves."

Unsure where buy new furs, she ran across a newsletter from David Leinoff. She came to New York City saying she only wanted one coat. By the time she left Leinoff's showroom, she had more than 10 new furs for herself and her daughters.

And she defends her habit of wearing furs in sunny Florida: "We don't want to be exempt from furs, just because we're in Florida. It can get very cold there, especially in the evenings, from December to February. Even in the summer, when I'm in my evening gowns and gloves and dressed formally, which I love to do, then I'll wear my fur stole draping all the way down. All you need is a breeze."